Simple, transparent care costs.
We want the financial side of therapy to feel as clear as the care itself. Below you'll find how insurance, out-of-network benefits, and self-pay work with us — plus a quick guide to estimating your own costs before you begin.
In-Network Health Insurance
We're in-network with the plans below. If your plan is listed, your sessions may be covered subject to your copay, coinsurance, and deductible.
✓ In networkOut-of-Network Health Insurance
If we are not in-network with your insurance provider, you may still be able to receive partial reimbursement for therapy sessions, depending on your out-of-network benefits.
We will provide you with all of the necessary documentation — a detailed superbill — to submit to your insurance company for reimbursement.
Choosing to self-pay
Some clients choose to self-pay rather than use insurance — either because we don't accept their plan and they lack out-of-network benefits, or simply because they wish to have more privacy.
Insurance companies require information about diagnosis, treatment plan, and services rendered with each claim, and they can place limits on the quantity and type of treatment they will cover. Self-pay ensures that personal information about your treatment stays private and is never shared with your insurance provider.
Inquire about our self-pay ratesAccepted forms of payment
Estimating the cost of therapy with insurance
To better understand what therapy may cost under your plan, call the Member Services number on the back of your insurance card.
Ask about your benefits for outpatient mental or behavioral health services.
Benefit information is only an estimate, not a guarantee of payment. Your final responsibility is set by your insurer after a claim is processed.
Fees & insurance, answered
Still unsure how your coverage works? We're glad to walk you through it before your first session.
Contact our teamWe are in-network with all Anthem Blue Cross Blue Shield plans and Federal Employee Program (FEP) plans. CareFirst and all other Blue Cross Blue Shield plans must be PPO plans to be considered in-network. We also offer private-pay options with superbills for out-of-network reimbursement. Contact us and we'll be happy to provide guidance on how to verify your benefits.
Even if we're not in-network with your insurance, you may still have out-of-network benefits that can help offset the cost of therapy. Reimbursement amounts vary by plan, and some plans may reimburse the full cost of your sessions. If your insurance includes out-of-network benefits, we'll gladly provide superbills at the frequency you prefer, with all the information your insurance company needs to process your reimbursement.
The cost of therapy depends on whether you're using insurance or paying privately. If you're using insurance, your out-of-pocket cost will depend on your individual plan and benefits. For private-pay clients, session fees vary by clinician. We're happy to verify your insurance benefits and discuss fees before your first appointment.
The best way to estimate your costs is to call the Member Services number on the back of your insurance card and ask about your outpatient mental health benefits. You can provide our group National Provider Identifier (NPI), 1306523634, along with your clinician's individual NPI. We also recommend asking about your deductible, copay or coinsurance, whether prior authorization is required, and your coverage for an initial evaluation (CPT code 90791) and ongoing psychotherapy sessions (CPT code 90837).
Yes. We accept Health Savings Account and Flexible Spending Account payments, along with Visa, Mastercard, Discover, and American Express.
Some clients choose to self-pay because it offers greater privacy and flexibility. Since insurance isn't involved, information about your diagnosis and treatment isn't shared with an insurer. Self-pay also gives you and your therapist greater flexibility to determine the type, frequency, and duration of treatment based on your clinical needs, rather than insurance requirements or coverage limitations.
Questions about coverage
or cost?
Reach out and we'll help you understand your benefits, verify your plan, and find an option that fits — usually within a few days.